How to Cancel Monarch Money (2026)
EasyEst. ~2 minVerified March 2026· Human-verified
Steps to Cancel
- 1Log in at app.monarchmoney.com.
- 2Click your profile icon and go to 'Settings'.
- 3Select 'Subscription'.
- 4Click 'Cancel Subscription' and confirm.
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Quick Facts
Price$14.99/mo
Auto-renews?Yes
RefundProrated
Free trial trap?Yes
Watch Out
No free tier — once cancelled, you lose access to all budgeting features entirely.
7-day free trial auto-converts to paid if not cancelled.
Apple App Store purchases are not eligible for Monarch's own refund — you must request through Apple.
Annual plan is significantly cheaper ($8.33/mo effective) — cancelling monthly wastes money if you're staying.
What Happens After You Cancel
Access
Access continues until end of current billing cycle.
Your data
No free tier — you lose access to all features after cancellation.
Now that you have cancelled Monarch Money, curious what else you are paying for?
Upload your bank statement and our AI finds every recurring charge in seconds — subscriptions you forgot, free trials that converted, and charges you never noticed.
Upload your bank statementSubstract • One-time $9.99 • No subscription