One Time Payment & Lifetime Access
Fix It for $9.99.
Subscription analysis + behavioral spending insights. Pay once, get your complete financial audit.
If you find even one forgotten subscription, the report pays for itself.
Free Preview
$0
What you get:
- Total subscriptions found
- Total monthly cost
- Annual projection
- Estimated savings potential
See the big picture instantly. Know how much you're spending before you commit.
Start FreeFull Report
$9.99
One-time payment
Everything in Free, plus:
Subscription Analysis
Unlimited Reports
Analyze as many statements as you want, forever
Complete Subscription Details
Every name, category, billing date, and payment history
Direct Cancel Links
One-click access to cancellation pages
Step-by-Step Cancel Guides
Phone numbers, chat links, and email templates
Smart Optimization Tips
Downgrade, bundle, and alternative recommendations
Prioritized Action Plan
What to cancel, downgrade, or keep—with time estimates
Behavioral Spending Analysis
Money Rhythm Analysis
See how fast you spend after payday and your spending velocity pattern
Top Merchants Breakdown
Where your non-subscription money actually goes, ranked by total spend
Micro-Transactions Audit
Small purchases that silently drain hundreds per year
Annual Spending Projections
Forward-looking projections for your top spending categories
Anomaly Detection
Flags months with unusual spending spikes and what caused them
7-day money-back guarantee
Compare Plans
| Feature | Free Preview | Full Report |
|---|---|---|
| Total subscriptions found | ||
| Total monthly/annual cost | ||
| Savings potential estimate | ||
| Subscription names & details | Hidden | |
| Cancel links | — | |
| Step-by-step cancel guides | — | |
| Optimization recommendations | — | |
| Downgrade & bundle tips | — | |
| Annual cost breakdown | — | |
| Prioritized action plan | — | |
| Money rhythm analysis | — | |
| Top merchants breakdown | — | |
| Micro-transactions audit | — | |
| Annual spending projections | — | |
| Anomaly detection | — |
This Pays for Itself in 5 Minutes
Light User
Find 2 forgotten subscriptions ($19.99 + $9.99/month)
Average User
Cancel 4 unused services and downgrade 2 premium plans
Power User
Find duplicates, annual renewals, and optimize your entire stack
Even if you only cancel one $9.99/month subscription, you've broken even in the first month. Everything after that is pure savings.
Why Not Free?
Fair question. Here's the honest answer:
Quality AI costs money
Training pattern-recognition to catch renamed charges, duplicates, and hidden annuals isn't cheap. $9.99 helps us keep improving it.
We're not selling your data
Unlike "free" apps that monetize your financial info, we charge you directly. Your data stays yours—and gets deleted after 48 hours.
It proves you're serious
People who pay for the report actually use it. They cancel subscriptions, save money, and get value. Free users just browse and forget.
It keeps us honest
We answer to you, not advertisers or data brokers. Our incentive is to help you save money, not to keep you subscribed.
Think of it this way: you're paying less than the cost of one forgotten subscription to find and cancel all of them.
7-Day Money-Back Guarantee
If you don't find at least one actionable insight—something worth canceling, downgrading, or optimizing—email us at refunds@substract.com within 7 days. Full refund, no questions asked.
What counts as "not satisfied"?
- • No forgotten subscriptions found
- • Cancel links didn't work
- • Report wasn't what you expected
- • You just changed your mind
Questions About Pricing
$9.99 to Save Hundreds.
That's a No-Brainer.
Upload your statements for free and see what we find. If you like what you see, unlock the full report. If not, walk away—no charge, no spam, no hard feelings.